Banking fraud in India crossed ₹48,021 crore in FY2025-26. Of that, ₹40,774 crore, roughly 85%, came from advances. That is not fraud in transit. It is fraud that cleared loan origination, which means a bank statement was reviewed and approved before the loss was recorded. The document at the center of most advances fraud is […]
Defaults rarely arrive without warning. In the months before a borrower misses their first EMI, the bank statement usually tells a different story. The problem is that most credit teams catch these signals too late, if at all. And more often than not, the signal isn’t a single transaction. It’s a pattern of behaviour across […]
