NRI Bank Statement Analysis
Accelerate NRI loan decisions. Analyse foreign bank statements in under 30 minutes.
1000+ Clients | 25+ Countries | Chase, Barclays, Emirates NBD + 840 More
Processing NRI Applications?
Your team spends hours on what Precisa does in minutes.
How Precisa Transforms NRI Lending
International Support
Chase, Wells Fargo, Barclays, Emirates NBD + 840 banks.
Multi-Account View
Consolidates NRE, NRO, and foreign accounts in one report.
Multi-Currency
Standardises to INR using transaction-date exchange rates.
FEMA Ready
Maps money trail and FIFO tracking for remittances.
The Precisa Difference
Without Precisa
- 3 hours per application
- Manual Excel work
- 5-7 day verification
- High error rates
With Precisa
- 30 minutes
- Automated consolidation
- Same-day assessment
- 99%+ accuracy
Built for Your Workflow
Scenario: NRI Home Loan (Banks/NBFCs)
Context: NRI based in Dubai applies for ₹75L home loan. Submits Emirates NBD salary account (AED), HDFC NRE account (INR), and Citibank savings (USD).
- Upload all 3 statements for 30-minute automated analysis.
- Get consolidated income view with INR standardisation.
- FIFO tracking shows salary → NRE transfer → down payment.
Scenario: Large Remittance Verification
Context: NRI transfers ₹1.2Cr from US for property purchase. Bank compliance needs source verification.
- Money trail mapping shows: Salary → investment sale → India remittance.
- Counterparty detection confirms legitimate sources.
- AML dashboard ready for regulatory reporting.
Scenario: DSA Processing Efficiency
Context: DSA handles 15-20 NRI applications monthly. Each takes 2-3 hours of manual work.
- Same applications processed in 8-10 hours total.
- Accuracy improvements boost DSA approval ratings.
- Capacity to handle 3x more NRI clients.
Technical Capabilities
✓ Chase, Barclays, Emirates NBD + 840 banks
✓ Multi-currency analysis (transaction-date rates)
✓ NRE/NRO account consolidation
✓ Cross-border fund tracking
✓ FEMA-ready AML compliance dashboard
✓ FIFO remittance analysis
✓ PDF authenticity verification
✓ Account Aggregator support
Proven International Capability
Tata International uses Precisa across 8 countries for South Africa operations.
Our platform processes statements from Chase, Wells Fargo, Barclays, Emirates NBD, DBS, and 840+ international banks in French, Portuguese, and English.
Common Questions
Which countries' bank statements does Precisa support?
We support 850+ banks across 25+ countries, including the US, UK, UAE, Singapore, Canada, Australia. Includes Chase, Wells Fargo, Barclays, Emirates NBD. French and Portuguese formats fully supported.
How does multi-currency analysis work?
Precisa automatically categorizes income across USD, AED, GBP, etc. The system standardizes sources to INR using transaction-date exchange rates for accurate eligibility calculation.
What if the statement is in French or Portuguese?
Headers and transaction descriptions can be in French, Portuguese, or Arabic whilst all analysis outputs in English. The system handles international character sets automatically.
Can you verify source of funds for large remittances?
Yes. Our money trail mapping and FIFO tracking show fund movement from salary or investments to remittance. Includes counterparty analysis.
Does this integrate with our Loan Origination System?
Yes. Precisa integrates via APIs with most LOS platforms. It’s also available as a standalone web application for immediate use.