A customer’s habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on […]
The Economic Times reports that it could take upward of seven years to solve all the pending debt recovery cases […]
Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present […]
A borrower’s financial data provides significant insight into their financial status and creditworthiness. This data helps banks make lending decisions […]
A thorough analysis of a borrower’s financial data is one of the most important aspects of the underwriting process. Inaccurate […]
Proactive regulatory initiatives, evolving consumer behaviours, and the thriving funding environment have propelled the growth of the Indian fintech ecosystem. […]
Financial statements offer insights into the health of an individual or a business. Lenders can extract valuable information from bank […]
Loan fraud is one of the top financial risks faced by lenders today. As of May 2024, it was revealed […]
As of March 2024, the gross non-performing assets (GNPAs) ratio for scheduled commercial banks stands at 2.8%, a 12-year low, […]
According to a report, the number of cases referred to the debt recovery tribunal (DRT), grew significantly to INR 4.02 […]