Precisa, Author at Precisa

Author: Precisa

05/12/2023

Fintech Startups: SWOT Analysis of RBI Regulations Regarding Consumer Borrowing

India, home to 9,000 fintechs, has the third-highest number of fintechs globally and holds a 14% share of Indian startup […]

30/11/2023

How to Leverage Balance Sheet Analysis to Make Informed Credit Decisions?

The balance sheet is a financial statement that provides information about a company’s assets and its sources of capital (equity […]

26/11/2023

How Account Aggregators are Using ‘Informed Consent’ and Revolutionising Digital Lending

When financial data is involved, consenting without the full knowledge of the terms and conditions can have trust-reducing consequences for […]

22/11/2023

Managing Risks of AI in Finance: Governance and Control

The use of Artificial Intelligence (AI) comes with several opportunities to help businesses scale and excel in meeting their goals. […]

18/11/2023

AI in Banking: Why Financial Institutions are Betting Big on Artificial Intelligence?

AI in banking is redefining the financial sector and changing how banks function and interact with customers. Financial institutions are […]

14/11/2023

5 Ways AI in Banking Can Upend Traditional Banking Processes

Traditionally, banks have proactively embraced new technologies to improve their services and gain customers. Banks have consistently rolled out tech-driven […]

09/11/2023

Benefits of Cloud-Based NBFC Software for Financial Services Companies

Non-Banking Financial Companies (NBFCs) are crucial for offering various financial services in the contemporary financial and lending landscape. They act […]

04/11/2023

How Credit Appraisal Systems Use Data Analytics to Promote Responsible Lending

Rеsponsiblе lеnding is a concеpt gaining incrеasing prominеncе. It essentially involvеs еnsuring that loans arе disbursеd to borrowеrs who havе […]

30/10/2023

Understanding AI for Credit Risk Assessment

Whether it’s a bank lending to someone or a company giving credit to another, it all comes down to the […]

25/10/2023

Automating Credit Decisions: Can AI Replace Credit Officers?

Credit decision-making involves assessing a borrower’s repayment capacity and creditworthiness before approving a loan. It is a critical function for […]

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