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Phone number: +91 98450 76647

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Credit Appraisal Process: How Technology and Data Are Enhancing It

Credit Appraisal Process: How Technology and Data Are Enhancing It

Accurately assessing the borrower's creditworthiness is necessary for a lender's long-term success and stability. It is an integral part of the lending process; accuracy and promptness are two key aspects to consider in the credit...
Read More
Lenders Face RBI Scrutiny: Will Credit Growth Take a Backseat?

Lenders Face RBI Scrutiny: Will Credit Growth Take a Backseat?

Regulations have always played an important role in the growth trajectory of lenders across the world. In India, the Reserve Bank of India (RBI) sets guidelines to ensure the smooth and ethical functioning of lending...
Read More
Leveraging Duration Gap Analysis for Effective Asset-Liability Management

Leveraging Duration Gap Analysis for Effective Asset-Liability Management

A popular technique financial institutions use in managing interest rate risks is duration gap analysis. This provides them with insights into the optimal management of interest rate risk so that they can economically manage the...
Read More
Don’t Cut Corners: Crucial Capabilities for NBFC Software

Don’t Cut Corners: Crucial Capabilities for NBFC Software

Non-banking finance Companies(NBFCs) have witnessed exponential growth globally and within the country. They are playing a crucial role in providing people and businesses across India with access to basic financial services. Emerging technology has also enabled...
Read More
8 Ways Bank Statement Analysis by Precisa Can Accelerate Productivity

8 Ways Bank Statement Analysis by Precisa Can Accelerate Productivity

Productivity levels are an important measure of success for ambitious lenders looking to build a long-lasting, profitable business. A recent survey indicated that seven out of every 10 employers prioritise the quality of work, while performance...
Read More
Balance Sheet Analysis for Credit Appraisal: Important Qualitative Factors

Balance Sheet Analysis for Credit Appraisal: Important Qualitative Factors

The balance sheet is a crucial financial statement that reflects a company's financial health at any given time. Balance sheet analysis examines a business’s balance sheet to evaluate its financial health and performance. It also...
Read More
Bank Reconciliation Statement Analysis of Data: Optimise Lending Decisions

Bank Reconciliation Statement Analysis of Data: Optimise Lending Decisions

Data is increasingly vital in enabling businesses to streamline their workflows, drive revenues, and become profitable in the Internet economy. According to a McKinsey survey titled ‘The data-driven enterprise of 2025,’ adopting artificial intelligence (AI)-...
Read More
Explore the Importance of Digital Data for Instant Credit Appraisal Process

Explore the Importance of Digital Data for Instant Credit Appraisal Process

Digital innovation and fintech have made life easier than ever. There is hardly any waiting in the line. You can simply book tickets, order groceries, or even secure a loan in minutes – all from...
Read More
Streamline Bank Statement Analysis with Python and AI: Faster, Smarter Decisions

Streamline Bank Statement Analysis with Python and AI: Faster, Smarter Decisions

Scaling a lending business presents a significant dilemma: higher loan volume increases potential profits but also the risk of default and fraud. Thorough risk assessment is essential, yet the sheer number of loans can make...
Read More
Key Metrics in Different Financial Statement Analysis for a Bank Loan

Key Metrics in Different Financial Statement Analysis for a Bank Loan

Lenders generally need to cross-examine the applicant's financial strengths and weaknesses before approving a loan application. Financial statement analysis helps them make these decisions; it involves evaluating an applicant's financial statements to assess their financial...
Read More
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Credit Appraisal Process: How Technology and Data Are Enhancing It

Accurately assessing the borrower's creditworthiness is necessary for a lender's long-term success and stability. It is an integral part of the lending process; accuracy and promptness are two key aspects to consider in the credit appraisal process. Credit appraisal or...
Read More

Lenders Face RBI Scrutiny: Will Credit Growth Take a Backseat?

Regulations have always played an important role in the growth trajectory of lenders across the world. In India, the Reserve Bank of India (RBI) sets guidelines to ensure the smooth and ethical functioning of lending players and fair practices for...
Read More

Leveraging Duration Gap Analysis for Effective Asset-Liability Management

A popular technique financial institutions use in managing interest rate risks is duration gap analysis. This provides them with insights into the optimal management of interest rate risk so that they can economically manage the difference in time between a...
Read More

Don’t Cut Corners: Crucial Capabilities for NBFC Software

Non-banking finance Companies(NBFCs) have witnessed exponential growth globally and within the country. They are playing a crucial role in providing people and businesses across India with access to basic financial services. Emerging technology has also enabled the NBFC software to widen...
Read More

8 Ways Bank Statement Analysis by Precisa Can Accelerate Productivity

Productivity levels are an important measure of success for ambitious lenders looking to build a long-lasting, profitable business. A recent survey indicated that seven out of every 10 employers prioritise the quality of work, while performance indicators such as targets and...
Read More

Balance Sheet Analysis for Credit Appraisal: Important Qualitative Factors

The balance sheet is a crucial financial statement that reflects a company's financial health at any given time. Balance sheet analysis examines a business’s balance sheet to evaluate its financial health and performance. It also involves analysing the composition and...
Read More

Bank Reconciliation Statement Analysis of Data: Optimise Lending Decisions

Data is increasingly vital in enabling businesses to streamline their workflows, drive revenues, and become profitable in the Internet economy. According to a McKinsey survey titled ‘The data-driven enterprise of 2025,’ adopting artificial intelligence (AI)- powered data practices is helping...
Read More

Explore the Importance of Digital Data for Instant Credit Appraisal Process

Digital innovation and fintech have made life easier than ever. There is hardly any waiting in the line. You can simply book tickets, order groceries, or even secure a loan in minutes – all from the comfort of your home....
Read More

Streamline Bank Statement Analysis with Python and AI: Faster, Smarter Decisions

Scaling a lending business presents a significant dilemma: higher loan volume increases potential profits but also the risk of default and fraud. Thorough risk assessment is essential, yet the sheer number of loans can make this process overwhelming. Lenders that...
Read More

Key Metrics in Different Financial Statement Analysis for a Bank Loan

Lenders generally need to cross-examine the applicant's financial strengths and weaknesses before approving a loan application. Financial statement analysis helps them make these decisions; it involves evaluating an applicant's financial statements to assess their financial health and determine their creditworthiness. This...
Read More
1 2 3 27