A customer’s habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on […]
Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present […]
Financial statements offer insights into the health of an individual or a business. Lenders can extract valuable information from bank […]
As the lending industry continues to grow, risk assessment and management will emerge as one of the top functions, enabling […]
A popular technique financial institutions use in managing interest rate risks is duration gap analysis. This provides them with insights […]
Productivity levels are an important measure of success for ambitious lenders looking to build a long-lasting, profitable business. A recent survey […]
The balance sheet is a crucial financial statement that reflects a company’s financial health at any given time. Balance sheet […]
Data is increasingly vital in enabling businesses to streamline their workflows, drive revenues, and become profitable in the Internet economy. […]
Scaling a lending business presents a significant dilemma: higher loan volume increases potential profits but also the risk of default […]
Lenders generally need to cross-examine the applicant’s financial strengths and weaknesses before approving a loan application. Financial statement analysis helps […]