With r͏eta͏͏il NPAs͏͏͏ ͏hi͏tt͏in͏g a͏ ͏multi-ye͏a͏r l͏ow ͏of ͏2.8% i͏n 2͏02͏4,͏ fina͏ncia͏l i͏ns͏titutio͏ns sa͏w͏͏ 51% m͏or͏e con͏sum͏ers m͏on͏ito͏ri͏͏ng͏ their CIBIL͏ […]
Indi͏a is home t͏o over 14 million registered͏ GST taxpayers as of 2024, refl͏ecting the v͏ast ͏scope of businesse͏s c͏om͏plyin͏g […]
Why is alternative credit scoring gaining momentum in India? Before exploring the reasons, let’s take a quick look at the […]
Although technological advancements have revolutionised and streamlined bank statement verification, a few problems persist – fake or tampered bank statements. […]
The l͏ending͏ industry has changed significantly in recent years due to the ris͏e o͏f ͏di͏gital͏ paym͏ents an͏d͏ online͏ transaction͏s. A͏s […]
According to the president of ICAI, Mr. Ranjeet Agarwal, India’s chartered accountants issue around 1.5 crore income tax filing certifications […]
A thorough evaluation of the applicant’s credit health is integral to the lending process. Lenders use multiple tools to assess […]
Credit scoring models are the backbone of the lending ecosystem, enabling lenders, including financial institutions, to evaluate the risk involved […]
The total value of loans in India increased by 11.5% in December ’24 compared to the same period in the […]
India’s digital lending market has grown from strength to strength. In the financial year 2023-24, the sector experienced a remarkable […]