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Phone number: +91 98450 76647

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Bank Statement Analysis Software: How to Pick Them & How Effective they are?

Bank Statement Analysis Software: How to Pick Them & How Effective they are?

Lending is the core business of most banks and NBFCs. Several documents are collected during the loan origination cycle. Among them, the bank statement is an important financial document. It helps assess a loan applicant's...
Read More
7 Aspects That You Shouldn’t Miss from Your Borrower’s Financial Statements

7 Aspects That You Shouldn’t Miss from Your Borrower’s Financial Statements

The movement of money is required for a community’s economic health. Lending is one significant type of flow of funds that has the potential to increase economic growth by supporting business growth. However, the lender...
Read More
How to Create a Fool-Proof Credit Appraisal Process

How to Create a Fool-Proof Credit Appraisal Process

Whenever there’s a discussion about personal loans or any other loans in general, the term ‘credit appraisal’ is commonly used. The credit appraisal process refers to evaluating a borrower’s loan application to determine the financial...
Read More
Bank Statement Analysis: 8 Red Flags to Stay Away From During Lending

Bank Statement Analysis: 8 Red Flags to Stay Away From During Lending

Bank statements are the most accurate record of the borrower’s income and expenses and give a fair view of their financial health. During lending, an in-depth analysis of the financial transactions of the borrower’s debits...
Read More
How Do Mortgage Lenders Perform Bank Statement Analysis Digitally?

How Do Mortgage Lenders Perform Bank Statement Analysis Digitally?

Mortgage loans and home loans, people often confuse the two. So, before we dive into digital bank statement analysis for mortgage lending, let’s shed some light on what it actually is. A home loan is...
Read More
Bank Account Research for Cash Flow-Based Lending: Tracking Everything

Bank Account Research for Cash Flow-Based Lending: Tracking Everything

For banks and Non-Banking Financial Companies (NBFCs), lending is one of the key business areas. Lending is perhaps their primary source of revenue and also the most profitable. In recent years, the lending process has...
Read More
Key Features of an Ideal Bank Statement Analysis Solution 

Key Features of an Ideal Bank Statement Analysis Solution 

As per the Reserve Bank Of India's FSR report released in January 2021, the GNPAs (Gross Non-Performing Assets) of the Scheduled Commercial Banks may be at the level of 13.5 percent by September 2021 under...
Read More
Everything You Need to Know About Circular Transactions

Everything You Need to Know About Circular Transactions

Circular transactions are a type of fake transactions between companies that are part of a single group or under single ownership control. This practice has been proclaimed as a scam and a punishable crime by...
Read More
Understanding the Differences Between Overdraft Account & Cash Credit Account

Understanding the Differences Between Overdraft Account & Cash Credit Account

Cash credit and overdraft accounts are handy financial instruments that help businesses meet their working capital requirements. They serve as short-term loan facilities and are offered by several financial institutions after a few primary credit...
Read More
Fraud Indicators and Checks a Bank Statement Analyser Should Pick

Fraud Indicators and Checks a Bank Statement Analyser Should Pick

A bank statement is the most basic and critical document that aids in assessing a loan applicant’s creditworthiness. Every SME or lending institution relies on bank statements to provide valuable insight into the borrower’s income...
Read More
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Bank Statement Analysis Software: How to Pick Them & How Effective they are?

Lending is the core business of most banks and NBFCs. Several documents are collected during the loan origination cycle. Among them, the bank statement is an important financial document. It helps assess a loan applicant's creditworthiness, whether it is an...
Read More

7 Aspects That You Shouldn’t Miss from Your Borrower’s Financial Statements

The movement of money is required for a community’s economic health. Lending is one significant type of flow of funds that has the potential to increase economic growth by supporting business growth. However, the lender has to be cautious all...
Read More

How to Create a Fool-Proof Credit Appraisal Process

Whenever there’s a discussion about personal loans or any other loans in general, the term ‘credit appraisal’ is commonly used. The credit appraisal process refers to evaluating a borrower’s loan application to determine the financial health and its ability to...
Read More

Bank Statement Analysis: 8 Red Flags to Stay Away From During Lending

Bank statements are the most accurate record of the borrower’s income and expenses and give a fair view of their financial health. During lending, an in-depth analysis of the financial transactions of the borrower’s debits and credits over a particular...
Read More

How Do Mortgage Lenders Perform Bank Statement Analysis Digitally?

Mortgage loans and home loans, people often confuse the two. So, before we dive into digital bank statement analysis for mortgage lending, let’s shed some light on what it actually is. A home loan is a loan you take to...
Read More

Bank Account Research for Cash Flow-Based Lending: Tracking Everything

For banks and Non-Banking Financial Companies (NBFCs), lending is one of the key business areas. Lending is perhaps their primary source of revenue and also the most profitable. In recent years, the lending process has also become a lot easier,...
Read More

Key Features of an Ideal Bank Statement Analysis Solution 

As per the Reserve Bank Of India's FSR report released in January 2021, the GNPAs (Gross Non-Performing Assets) of the Scheduled Commercial Banks may be at the level of 13.5 percent by September 2021 under the baseline scenario. This clearly...
Read More

Everything You Need to Know About Circular Transactions

Circular transactions are a type of fake transactions between companies that are part of a single group or under single ownership control. This practice has been proclaimed as a scam and a punishable crime by financial regulators in most countries,...
Read More

Understanding the Differences Between Overdraft Account & Cash Credit Account

Cash credit and overdraft accounts are handy financial instruments that help businesses meet their working capital requirements. They serve as short-term loan facilities and are offered by several financial institutions after a few primary credit checks. However, there is a...
Read More

Fraud Indicators and Checks a Bank Statement Analyser Should Pick

A bank statement is the most basic and critical document that aids in assessing a loan applicant’s creditworthiness. Every SME or lending institution relies on bank statements to provide valuable insight into the borrower’s income and spending patterns. The Bank...
Read More
1 30 31 32 33