Rapidly growing transaction volume and the ever-increasing threat of data breaches make it imperative for banks to look for innovative […]
As lenders scale their operations, it becomes more important for them to gauge a borrower’s creditworthiness with accuracy. Otherwise, it […]
Robo-advisors are automated platforms that recommend personalised investment options and portfolios based on a theme or strategy specific to the […]
The Reserve Bank of India’s (RBI) Unified Lending Interface (ULI) is a groundbreaking technological innovation poised to transform the Indian […]
A customer’s habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on […]
The Economic Times reports that it could take upward of seven years to solve all the pending debt recovery cases […]
Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present […]
A borrower’s financial data provides significant insight into their financial status and creditworthiness. This data helps banks make lending decisions […]
A thorough analysis of a borrower’s financial data is one of the most important aspects of the underwriting process. Inaccurate […]
Proactive regulatory initiatives, evolving consumer behaviours, and the thriving funding environment have propelled the growth of the Indian fintech ecosystem. […]