At present, the ease of the application and loan disbursal process has nudged more Micro Small, and Medium Enterprises (MSME) […]
In a digital-forward economy, borrowers have to repeatedly share extensive personal and financial data with lenders throughout their lifetime, which […]
A recent Saral Finance survey suggests that around 67% of Indians have taken a loan at some stage to meet […]
Micro, small, and medium enterprises (MSMEs) account for around 30% of the economy, making them one of the most important […]
Automation has positively impacted industries and has significantly contributed to the growth in the financial services domain. Lenders benefit from […]
One of the top risks in lending is the inability of borrowers to repay loans on time and in full. […]
Credit appraisal is an integral componеnt of thе lеnding еcosystеm in India, еnabling financial institutions to assеss borrowеrs’ crеditworthinеss in-dеpth. […]
Non-banking financial Companies (NBFCs) offer diverse financial services, such as loans, credit facilities, investment options, insurance, and more. An integral […]
When it comes to fighting financial crimes like money laundering and financing of terrorism, deciding when should a bank apply […]
Recently, the RBI has pointed out cases where bank loan rates have been excessively charged, emphasising the need for reform. […]