Skip to content
Email: contactus@precisa.in
Phone number: +91 98450 76647
  • Solutions
    • DSA Service
    • Forensic Investigation
    • Bank Statement Analysis
    • GSTR Analysis
    • Credit Report Analysis
    • Account Aggregator Integration
    • Anti-Money Laundering (AML) Analysis
  • APIs
  • Supported Banks
  • Clients
  • About
  • Blog
  • Pricing
  • Sign In
Try Now
Understanding Precisa

AI-Powered Bank Analysis for Better Credit Decisions

November 22, 2022 precisateam No comments yet
How-Precisas-Bank-Statement-Analyser-Helps-You-Make-Better-Credit

Precisa’s Bank Statement Analyser is an effective tool for classifying, verifying, and analysing bank statements to uncover abnormalities or manipulations. Our analyser produces the most accurate results, improving your credit appraisal quality.

Fintech firms can use the bank statement analyser to monitor their performance and evaluate their clients’ business positions. This handy tool provides many benefits, including:

1. Quicker Results 

Precisa’s user-friendly tool simplifies and accelerates the bank statement analysis process by allowing for the effortless upload of bank statements and delivering actionable insights in a visually appealing and smart dashboard. Additionally, the technology provides error-free analysis and lowers the need for manual labour.

2. Risk Reduction 

The tool is an all-in-one AI-powered analytics platform that instantly identifies discrepancies in bank statements. It evaluates the borrower’s trustworthiness, so lenders can quickly and accurately make good decisions.

3. Creditworthiness Score

The bank statement analyser extracts data from the bank statement, classifies and categorises transactions, analyses the data, detects fraudulent transactions and other anomalies, and assigns an overall creditworthiness score called the Precisa score.

Make Better Credit Decisions with Precisa’s Bank Statement Analyser

Precisa supports 700+ formats (in addition to the formats used by foreign banks) and more than 350 Indian banks.

Precisa’s completely automated bank statement analyser tool has transparent pricing and no hidden charges. We also have customised pricing models to meet the needs of different users.

To know more, book a free demo today.

  • Bank Financial Statement Analysis
  • Bank Statement Analysis Tools
  • Precisa

Post navigation

Previous
Next

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Categories

  • Bank Statement Analysis (145)
  • Credit Appraisal (39)
  • Digital Lending (122)
  • Fintech (82)
  • NBFC Software (7)
  • Uncategorized (1)
  • Understanding Precisa (22)

Recent posts

  • Credit Risk
    Multi-State Business Lending: What Geographic Patterns Reveal About Credit Risk
  • Account Aggregators in portfolio monitoring
    How Account Aggregators Help with Real-Time Portfolio Monitoring
  • Modern Bank Statement Terms
    Modern Bank Statement Terms: A Guide for Lending Professionals

Tags

Account Aggreagtor AI in Fintech API To Get Bank Transactions Automated Bank Statement Analysis BaaS Bank Bank Accounts Bank Financial Statement Analysis Bank Statement Analysis Bank Statement Analysis API Bank Statement Analysis Tools BNPL Case Study cash flow analysis Co-Lending Credit Appraisal Credit Appraisal Software Tools Credit Bureau Data Quality and Integrity Digital Lending Due Diligence Embedded Finance Financial Data Analysis Tools Financial Inclusion Financial Industry Financial Security Financial Startups Financial Statement Analysis Software Fintech Fintech Companies Fraud Investigation GSTR GSTR Analyser Lenders Loan Management System Loan Rates Money Laundering MSME NBFC Open Banking P2P Lending Precisa RBI Transaction Categorisation

Continue reading

Credit Risk
Credit Appraisal

Multi-State Business Lending: What Geographic Patterns Reveal About Credit Risk

January 3, 2026 admin No comments yet

Your underwriter approved a Mumbai trading firm in 48 hours. Clean documents, stable cash flow, CIBIL score of 730. Eight months later, it’s restructured. The Jaipur application you rejected last week? Your competitor funded it, and it’s performing. Same underwriting model. Same credit policies. Different states, different outcomes. India’s ₹46 lakh crore small business credit […]

Modern Bank Statement Terms
Bank Statement Analysis

Modern Bank Statement Terms: A Guide for Lending Professionals

December 26, 2025 admin No comments yet

Your underwriting team approved a  ₹10 lakh loan yesterday. The bank statement showed stable income and salary deposits within the first week of the month. However, they missed a monthly withdrawal of ₹ 60,000 on the same date for six consecutive months. Is it something that requires further investigation, or does the account holder have […]

Precisa vs Finbox: Bank statement analysis tool
Bank Statement Analysis

Precisa vs Finbox: Which Bank Statement Analysis Tool to Choose in 2026

December 22, 2025 admin No comments yet

The surge in the lending market in India is already expected to reach $724.2 billion by the end of this year. This requires lenders to rely on intelligent solutions that expedite and strengthen decision-making.  Lenders need bank statement analysis tools that go beyond basic document review. They need platforms that extract actionable insights from raw […]

Mumbai

403, Mayuresh Chambers, 4th Floor, Sector 11, CBD Belapur, Navi Mumbai, Maharashtra 400614

https://g.co/kgs/buJcESj
Pune

Rachana Park, 3rd Floor,Atreya Society,
Off. Senapati Bapat Marg,Wadarvadi, Pune,
Maharashtra – 411016

Links
  • Cancellation Policy
  • Terms Of Use
  • Privacy Policy
Subscribe to our newsletter

Sign up for our weekly newsletter to get the latest news, updates & amazing offers delivered directly in your inbox.




    © All Rights Reserved • Precisa • MADE WITH ❤️ & ⚡ IN INDIA.