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Understanding Precisa

AI-Powered Bank Analysis for Better Credit Decisions

November 22, 2022 precisateam No comments yet
How-Precisas-Bank-Statement-Analyser-Helps-You-Make-Better-Credit

Precisa’s Bank Statement Analyser is an effective tool for classifying, verifying, and analysing bank statements to uncover abnormalities or manipulations. Our analyser produces the most accurate results, improving your credit appraisal quality.

Fintech firms can use the bank statement analyser to monitor their performance and evaluate their clients’ business positions. This handy tool provides many benefits, including:

1. Quicker Results 

Precisa’s user-friendly tool simplifies and accelerates the bank statement analysis process by allowing for the effortless upload of bank statements and delivering actionable insights in a visually appealing and smart dashboard. Additionally, the technology provides error-free analysis and lowers the need for manual labour.

2. Risk Reduction 

The tool is an all-in-one AI-powered analytics platform that instantly identifies discrepancies in bank statements. It evaluates the borrower’s trustworthiness, so lenders can quickly and accurately make good decisions.

3. Creditworthiness Score

The bank statement analyser extracts data from the bank statement, classifies and categorises transactions, analyses the data, detects fraudulent transactions and other anomalies, and assigns an overall creditworthiness score called the Precisa score.

Make Better Credit Decisions with Precisa’s Bank Statement Analyser

Precisa supports 700+ formats (in addition to the formats used by foreign banks) and more than 350 Indian banks.

Precisa’s completely automated bank statement analyser tool has transparent pricing and no hidden charges. We also have customised pricing models to meet the needs of different users.

To know more, book a free demo today.

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Financial Fraud: cash deposits on bank holidays
Bank Statement Analysis

Cash Deposits on Bank Holidays: An Often Missed Red Flag in Financial Fraud Detection

October 17, 2025 admin No comments yet

Financial fraud detection is a complex and challenging task, whether you are a lender, forensic auditor, or compliance officer. Despite staying vigilant, fraudsters often find ways to circumvent systems and defraud the financial system. The Reserve Bank of India (RBI) reports a decrease in fraud cases, dropping to 23,953 in 2024-25 from 36,060 the previous […]

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October 8, 2025 admin No comments yet

Even with digital adoption, loan approvals in India still take considerable time. A major part of this delay comes from manual bank statement verification and financial assessment. Analysing one application traditionally takes 30 to 45 days. For a lending institution processing 100 applications monthly, that’s 3,000 to 4,500 days of cumulative work.  As a result, […]

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Fixed Obligation to Income Ratio (FOIR) shows how much of your monthly income is already locked into fixed payments. This includes EMI payments, rent, and insurance premiums. When you apply for a loan, lenders assess your FOIR ratio to see if you can handle more debt. Most lenders in India favour your FOIR to stay […]

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