Fintech combines finance and technology; it is transforming the financial landscape and reshaping the future of finance, leading to a collaboration between fintech and banks. Generally, it refers to businesses that leverage technology to improve and automate their financial services...

Emerging forces, like geopolitical tussles, socioeconomic factors and climate change, have increased the demand for improved risk management in the financial services sector. Breakthrough technology like AI and  ML, profuse amounts of data, and new business models are redefining how...

The adoption of Artificial intelligence (AI) across various industries and domains is increasing rapidly, as is evident from its application and utility. The finance sector, in particular, has embraced AI enthusiastically to modernise the entire industry and streamline the traditional...

Banking institutions are critical to the global economy's stability and operation. According to McKinsey, the year 2022 brought substantial challenges and increasing uncertainty for banks. However, there are laws and regulations to preserve financial stability and protect depositors' interests. The...

A recent Mckinsey report indicates that collaborative data sharing in finance has the potential to boost the GDP of economies by 1 to 5 per cent by the end of 2030. In light of this, many nations in the G20...

Managing liquidity risk is paramount for financial institutions in the ever-evolving world of finance, where uncertainties and fluctuations in markets are constantly present. Liquidity risk is the loss resulting from the inability to meet short-term payment obligations, significantly impacting a...

Bank statement analysis is crucial for investors, analysts, and stakeholders interested in learning more about a banking institution's financial health and performance. Historically, this review has focused mostly on the numerical data reported in financial accounts. However, contextual analysis is...

Digital lending is expected to see a 4.75X boom in India. The digital lending market is projected to grow from $270 billion in 2022 to $ 1.3 trillion in 2030. By 2030, digital lending is also projected to make up...

In fiscal year 2021, the non-performing assets of India’s public sector and private sector banks collectively amounted to INR 6.17 trillion and INR 2 trillion, respectively. The inability to predict risk when offering loans to business or retail customers results...

Bank statements are important documents that present a holistic view of the account holders’ financial health. Bank statement analysis scrutinises the deposits and withdrawals, regular payments and credits, spending patterns, and preferred transaction modes (cash, debit cards, credit cards, UPI,...