Phone number: +91 98450 76647

Blogs

Phone number: +91 98450 76647

Blog

Understanding the Role of Cloud Computing in Streamlining Bank Statement Analysis

Understanding the Role of Cloud Computing in Streamlining Bank Statement Analysis

Rapidly growing transaction volume and the ever-increasing threat of data breaches make it imperative for banks to look for innovative solutions to ensure quality service, ease and safety to their customers. In this backdrop, cloud...
Read More
Analysing the Relationship Between Loan Terms and DPD in Finance

Analysing the Relationship Between Loan Terms and DPD in Finance

As lenders scale their operations, it becomes more important for them to gauge a borrower's creditworthiness with accuracy. Otherwise, it can lead to the growth of non-performing assets (NPAs) and more delinquencies.  As of March...
Read More
Fintech Companies in India: How Robo-Advisors Are Enhancing Service Delivery

Fintech Companies in India: How Robo-Advisors Are Enhancing Service Delivery

Robo-advisors are automated platforms that recommend personalised investment options and portfolios based on a theme or strategy specific to the user. These advisors leverage customer data and use algorithms to offer advice and are transforming...
Read More
Unpacking RBI’s Unified Lending Interface: What Lenders Need to Know

Unpacking RBI’s Unified Lending Interface: What Lenders Need to Know

The Reserve Bank of India's (RBI) Unified Lending Interface (ULI) is a groundbreaking technological innovation poised to transform the Indian lending sector. The digital platform aims to facilitate the loan application process by providing lenders...
Read More
Decoding Consumer Behaviour: Unraveling Its Impact on Financial Statement Analysis

Decoding Consumer Behaviour: Unraveling Its Impact on Financial Statement Analysis

A customer's habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on time can have an impact on one’s credit score, net worth, assets, and debt. Access...
Read More
5 Ways NBFC Software Systems Can Simplify and Streamline Debt Recovery Processes

5 Ways NBFC Software Systems Can Simplify and Streamline Debt Recovery Processes

The Economic Times reports that it could take upward of seven years to solve all the pending debt recovery cases in India. The report also states that more than 200,000 pending cases are waiting at...
Read More
Harnessing Predictive Analytics: Future Trends in Financial Statement Analysis

Harnessing Predictive Analytics: Future Trends in Financial Statement Analysis

Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present historical data in a structured form, aiding in informed decision-making. Financial statements are useful in...
Read More
Non-Financial Indicators: The Overlooked Early Warning Signals in Banks

Non-Financial Indicators: The Overlooked Early Warning Signals in Banks

A borrower’s financial data provides significant insight into their financial status and creditworthiness. This data helps banks make lending decisions during the underwriting process. However, it is equally important for banks to observe non-financial indicators...
Read More
The 8 Key Metrics Every Bank Analyser Should Track

The 8 Key Metrics Every Bank Analyser Should Track

A thorough analysis of a borrower’s financial data is one of the most important aspects of the underwriting process. Inaccurate analysis can open up lenders to risks. These include delayed payment of EMIs (Equated Monthly...
Read More
How Reporting and Analytics in NBFC Software Is Integral to Decision-making

How Reporting and Analytics in NBFC Software Is Integral to Decision-making

Proactive regulatory initiatives, evolving consumer behaviours, and the thriving funding environment have propelled the growth of the Indian fintech ecosystem. Digital lending is expected to account for around 5% of retail loans in India by...
Read More
1 2 3 4 32

Understanding the Role of Cloud Computing in Streamlining Bank Statement Analysis

Rapidly growing transaction volume and the ever-increasing threat of data breaches make it imperative for banks to look for innovative solutions to ensure quality service, ease and safety to their customers. In this backdrop, cloud computing is reshaping how banks...
Read More

Analysing the Relationship Between Loan Terms and DPD in Finance

As lenders scale their operations, it becomes more important for them to gauge a borrower's creditworthiness with accuracy. Otherwise, it can lead to the growth of non-performing assets (NPAs) and more delinquencies.  As of March 2024, the percentage of gross...
Read More

Fintech Companies in India: How Robo-Advisors Are Enhancing Service Delivery

Robo-advisors are automated platforms that recommend personalised investment options and portfolios based on a theme or strategy specific to the user. These advisors leverage customer data and use algorithms to offer advice and are transforming the landscape of fintech companies...
Read More

Unpacking RBI’s Unified Lending Interface: What Lenders Need to Know

The Reserve Bank of India's (RBI) Unified Lending Interface (ULI) is a groundbreaking technological innovation poised to transform the Indian lending sector. The digital platform aims to facilitate the loan application process by providing lenders with quick access to comprehensive...
Read More

Decoding Consumer Behaviour: Unraveling Its Impact on Financial Statement Analysis

A customer's habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on time can have an impact on one’s credit score, net worth, assets, and debt. Access to such vital data related...
Read More

5 Ways NBFC Software Systems Can Simplify and Streamline Debt Recovery Processes

The Economic Times reports that it could take upward of seven years to solve all the pending debt recovery cases in India. The report also states that more than 200,000 pending cases are waiting at the Debt Recovery Tribunals (DRTs)...
Read More

Harnessing Predictive Analytics: Future Trends in Financial Statement Analysis

Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present historical data in a structured form, aiding in informed decision-making. Financial statements are useful in understanding what has happened but...
Read More

Non-Financial Indicators: The Overlooked Early Warning Signals in Banks

A borrower’s financial data provides significant insight into their financial status and creditworthiness. This data helps banks make lending decisions during the underwriting process. However, it is equally important for banks to observe non-financial indicators that help predict a borrower’s...
Read More

The 8 Key Metrics Every Bank Analyser Should Track

A thorough analysis of a borrower’s financial data is one of the most important aspects of the underwriting process. Inaccurate analysis can open up lenders to risks. These include delayed payment of EMIs (Equated Monthly Installments), and non-repayment of loans....
Read More

How Reporting and Analytics in NBFC Software Is Integral to Decision-making

Proactive regulatory initiatives, evolving consumer behaviours, and the thriving funding environment have propelled the growth of the Indian fintech ecosystem. Digital lending is expected to account for around 5% of retail loans in India by the first half of 2028. ...
Read More
1 2 3 4 32