The Reserve Bank of India’s (RBI) Unified Lending Interface (ULI) is a groundbreaking technological innovation poised to transform the Indian […]
The Economic Times reports that it could take upward of seven years to solve all the pending debt recovery cases […]
A thorough analysis of a borrower’s financial data is one of the most important aspects of the underwriting process. Inaccurate […]
Proactive regulatory initiatives, evolving consumer behaviours, and the thriving funding environment have propelled the growth of the Indian fintech ecosystem. […]
Access to timely credit is crucial for an individual’s or a business’s financial and social development. The Indian credit score […]
Loan fraud is one of the top financial risks faced by lenders today. As of May 2024, it was revealed […]
As of March 2024, the gross non-performing assets (GNPAs) ratio for scheduled commercial banks stands at 2.8%, a 12-year low, […]
According to a report, the number of cases referred to the debt recovery tribunal (DRT), grew significantly to INR 4.02 […]
At the forefront of the significant transformation in lending operations is the automated decisioning stage in loan processing—a technological leap […]
The concept of priority sector lending has its origins in 1972. This was when the Reserve Bank of India (RBI) […]