Discover a wealth of insightful materials meticulously crafted to provide you with a comprehensive understanding of the latest trends.
As India’s lending ecosystem becomes increasingly digital and data-driven, monitoring borrower behaviour has never been more critical. With the Reserve Bank of India reporting a moderation in retail credit growth to 16.6% in June 2024—down from 21.3% the previous year—banks and NBFCs are placing greater emphasis on early risk detection and delinquency tracking to protect […]
As India’s lending ecosystem becomes increasingly digital and data-driven, monitoring borrower behaviour has never been more critical. With the Reserve Bank of India reporting a moderation in retail credit growth to 16.6% in June 2024—down from 21.3% the previous year—banks and NBFCs are placing greater emphasis on early risk detection and delinquency tracking to protect […]
There is a growing trend of some players in the startup world using misrepresented financials to attract an injection of capital into their ventures. For instance, a recently acquired promising startup was in the news when the acquirer discovered that the business’s financials did not tally up. The acquirer business, despite all efforts, landed in […]
A financially healthy company’s operations and growth often depend on effective cash management, which starts with developing a precise cash-flow forecast. Instead of a profit-and-loss statement, a cash-flow analysis balances several financial factors over a predetermined time frame. However, even a meticulous cash-flow forecast doesn’t guarantee future liquidity. To accurately predict the company’s financial inflows […]
With an annual growth rate of around 6-7% over the past five years, the Indian economy is growing at a steady pace. Micro, small, and medium enterprises (MSMEs) are a significant driving force of the economy, contributing around 30% to the country’s gross domestic product (GDP). Despite their impressive contribution to the country’s financial growth, […]
Bank statement analysis is important in obtaining and analysing financial data for finance and corporate management. According to Shopify, financial statements serve as an accounting form of assessing a business’s health. Although having a single bank statement for a business can provide valuable insights, but it becomes increasingly challenging once the business has multiple accounts. […]
In India, personal loans are often the linchpin that supports numerous aspirations, be it a dream wedding or a much-needed home renovation. Being unsecured in nature, these loans demand a coherent verification process. However, the traditional method of manual analysis is laborious, error-prone, and time-consuming. While documentation requirements vary across institutions, one universal constant is […]
The lending industry has grown immensely in the last few years. According to estimates, the global lending market grew from $ 7887 billion in 2022 to $ 8682 billion in 2023. By 2027, the global lending market size is projected to grow to $ 12176 billion. In the realm of business loans, a variety of […]
The dynamic and evolving business landscape has compelled companies to leverage technology, such as financial analyzer software, to streamline operations and boost business deliverables. With data analysis and software-as-a-service or SaaS taking centre stage in recent years, businesses that have embraced these innovations have gained the upper hand over their competitors. Additionally, businesses that stay […]
The bank statement analysis process is crucial for individuals, businesses, and financial institutions alike, as it provides insight into financial transactions, cash flow, and other aspects of financial stability. In spite of offering innumerable benefits, automated bank statement analysis is yet to become the preferred choice for many financial institutions which still prefer manual bank […]
