Banking, one of the world's oldest industries, has been around for nearly 4000 years. From the earliest recorded temple loans in ancient Babylon, which date back to 2000 BCE, to the most recent technology-enabled services,...

Buy Now Pay Later (BNPL) services are steadily gaining popularity in the Indian market. The value of these services is expected to reach INR 1.1 trillion ($15 billion) in 2026, growing at a compound annual...

In a digitally-accelerated financial services sector, traditional lending services relying on manual workflow often face several roadblocks. One of the biggest challenges is assessing a borrower's creditworthiness in terms of accuracy and speed. A thorough...

Indian fintechs have made rapid gains in the payments space over the past few years because of UPI, which has led to a significant increase in fintech investment in India. Approximately $135 billion were transacted...

In 1994, Bill Gates famously said, “Banking is necessary, banks are not”. The emergence of technology-driven open banking and available financial data could mark the beginning of this change. Technology has been pivotal in shaping...

A Statista report states that Indian banks sanctioned loans worth 30 trillion rupees in the retail sector in 2021. It is also worth noting that a majority of the chunk from that pool, i.e., around...

It would be an understatement to say that the adoption of advanced technologies has triggered evolutionary changes in the banking and finance industry. In the Indian scenario especially, lending tech has democratised credit delivery by...

BNPL stands for Buy Now Pay Later. It is a payment service that allows customers to postpone their final bill for some time, even after buying something. As the name implies, consumers may want to...

Over the last five years, fintech apps have disrupted the financial services sector as we know it. In 2020, the global fintech technologies market was valued at $110.57 billion, and it is expected to grow...

The value of the global financial analytics market was at just $ 7.6 billion in 2020, and it is expected to grow at a compound annual growth rate of 10.3% and reach a volume of...