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Decoding-the-Emerging-Trends-in-Loan-Products
Credit Appraisal

Decoding the Emerging Trends in Loan Products

September 15, 2021 precisateam No comments yet

The financial lending industry has witnessed aggressive disruptions in recent times owing to the pandemic. Other than the increased need for end-to-end digitisation, plenty of other essential lending trends surfaced in 2020 to date. Consumer lending overall noticed a tremendous spur as people tried to  keep up with the effects of the pandemic. With job […]

An-Introduction-to-Alternative-Credit-Scoring-in-India
Credit Appraisal

An Introduction to Alternative Credit Scoring in India

September 3, 2021 precisateam No comments yet

India is on the verge of astounding economic growth, with nearly 55 to 60 million MSMEs contributing to the employment and GDP of the country. However, this growth story faces a challenge from the lack of access to formal credit. Nearly 40% of the credit requirements are fulfilled through the informal channel, where interest rates […]

Things-to-Know-About-GoIs-Stimulus-Package
Bank Statement Analysis

Things to Know About GoI’s Stimulus Package and How It’s Impacting Lending

August 30, 2021 precisateam No comments yet

In the wake of the second wave of the COVID outbreak, the Indian economy has been heavily impacted. Millions are jobless, businesses are bearing the brunt, and consumers are shying away from heavy expenditures, to name a few implications. Therefore, to reinvigorate the economy and prevent the downturn, the Government of India (GoI) has introduced […]

7-Major-Lending-Trends-to-Look-Out-For-in-the-Wake-of-COVID-19
Bank Statement Analysis

7 Major Lending Trends to Look Out For in the Wake of COVID-19

August 22, 2021 precisateam No comments yet

The pandemic has not only redefined public health concerns but also shuffled economies. Even when lockdowns wane, consumers struggle to regain a foothold on finances and cut back on discretionary spending. Consequently, newer lending trends in sync with time are bound to rise. Digital financial services, for instance, are in the spotlight due to the […]

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