Digital Lending Archives - Page 2 of 10

Category: Digital Lending

31/07/2024

Mitigating Risks: A Lender’s Guide to Comprehensive Loan Portfolio Assessment

As of March 2024, the gross non-performing assets (GNPAs) ratio for scheduled commercial banks stands at 2.8%, a 12-year low, […]

27/07/2024

Ushering in a New Era of Debt Recovery for the Modern Lender

According to a report, the number of cases referred to the debt recovery tribunal (DRT), grew significantly to INR 4.02 […]

22/07/2024

Is Automated Decisioning Stage in Loan Processing the Right Strategy?

At the forefront of the significant transformation in lending operations is the automated decisioning stage in loan processing—a technological leap […]

17/07/2024

Tech-Driven Precision: Navigating RBI’s Updated Priority Sector Lending

The concept of priority sector lending has its origins in 1972. This was when the Reserve Bank of India (RBI) […]

03/07/2024

Safeguarding Financial Stability: Timely Action of RBI on Unsecured Loans

At present, the ease of the application and loan disbursal process has nudged more Micro Small, and Medium Enterprises (MSME) […]

25/06/2024

Why Should Lenders Consider Outsourcing Debt Recovery for a Day Past Due

A recent Saral Finance survey suggests that around 67% of Indians have taken a loan at some stage to meet […]

17/06/2024

The Role of Automation in Debt Recovery: Is It Right for Your Business?

Automation has positively impacted industries and has significantly contributed to the growth in the financial services domain. Lenders benefit from […]

12/06/2024

Proactive vs. Reactive Debt Recovery Strategies: Finding the Right Balance

One of the top risks in lending is the inability of borrowers to repay loans on time and in full. […]

30/05/2024

When Should a Bank Apply Customer Due Diligence: Aligning Timing with Evolving Guidelines

When it comes to fighting financial crimes like money laundering and financing of terrorism, deciding when should a bank apply […]

27/05/2024

Reforming the Lending Landscape: RBI’s Directive to Review Overcharging on Loan Rates

Recently, the RBI has pointed out cases where bank loan rates have been excessively charged, emphasising the need for reform. […]

Top 10 Search Terms

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