Have you ever wondered what happens when you apply for a loan? A complex decision-making process for loans is set in motion. At present, this decisioning stage in loan processing stands at the crossroads of...

Despite the arrival of cutting-edge technologies, including artificial intelligence (AI), robotic process automation (RPA), and big analytics, Microsoft Excel still commands a firm grip over financial companies. Even today, analysts at Wall Street continue to...

Borrowing is evolving as fintechs in India usher in a new era, shifting away from traditional banking methods. The digital lending market, valued at $43.16 billion in 2018, is projected to skyrocket to $567.3 billion...

A mere decade ago, instantly delving into a borrower's financial history would have been considered sorcery. Today, however, APIs for GSTR analysis make this a daily reality. The APIs (Application Programming Interface) effectively ensure tracking...

A healthy cash flow is the signifier of a thriving business. This financial status is especially beneficial for borrowers who do not own assets, which they can offer as collateral to lenders. Access to cash...

Efficient risk management is vital for financial institutions' success and stability. The April 2023 Global Financial Stability Report shows rising stability risks, highlighted by recent banking sector turmoil due to tighter monetary conditions and vulnerabilities...

There is a growing trend of some players in the startup world using misrepresented financials to attract an injection of capital into their ventures. For instance, a recently acquired promising startup was in the news...

A financially healthy company’s operations and growth often depend on effective cash management, which starts with developing a precise cash-flow forecast. Instead of a profit-and-loss statement, a cash-flow analysis balances several financial factors over a...

With an annual growth rate of around 6-7% over the past five years, the Indian economy is growing at a steady pace. Micro, small, and medium enterprises (MSMEs) are a significant driving force of the...

Bank statement analysis is important in obtaining and analysing financial data for finance and corporate management. According to Shopify, financial statements serve as an accounting form of assessing a business's health. Although having a single...