Rapidly growing transaction volume and the ever-increasing threat of data breaches make it imperative for banks to look for innovative […]
A customer’s habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on […]
Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present […]
A borrower’s financial data provides significant insight into their financial status and creditworthiness. This data helps banks make lending decisions […]
Financial statements offer insights into the health of an individual or a business. Lenders can extract valuable information from bank […]
Lending businesses face multiple risks; one of them is interest rate risk, which is losses occurring due to adverse interest […]
Micro, small, and medium enterprises (MSMEs) account for around 30% of the economy, making them one of the most important […]
Loan applicants often submit numerous PDF bank statements. Lenders use web-based financial analysis software to quickly extract and analyse data […]
Due to several factors, lenders are now more likely than ever to make poor risk assessment decisions. These include the […]
As the lending industry continues to grow, risk assessment and management will emerge as one of the top functions, enabling […]