A customer’s habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on […]
Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present […]
A borrower’s financial data provides significant insight into their financial status and creditworthiness. This data helps banks make lending decisions […]
Financial statements offer insights into the health of an individual or a business. Lenders can extract valuable information from bank […]
In the current economic climate, managing interest rate risk has become paramount for lending institutions. The Reserve Bank of India […]
Micro, small, and medium enterprises (MSMEs) account for around 30% of the economy, making them one of the most important […]
Loan applicants often submit numerous PDF bank statements. Lenders use web-based financial analysis software to quickly extract and analyse data […]
Due to several factors, lenders are now more likely than ever to make poor risk assessment decisions. These include the […]
As the lending industry continues to grow, risk assessment and management will emerge as one of the top functions, enabling […]
Latest reports suggest that around 67% of Indians have applied for a personal loan at some point in their lives. […]