Latest reports suggest that around 67% of Indians have applied for a personal loan at some point in their lives. […]
A popular technique financial institutions use in managing interest rate risks is duration gap analysis. This provides them with insights […]
Productivity levels are an important measure of success for ambitious lenders looking to build a long-lasting, profitable business. A recent survey […]
Data is increasingly vital in enabling businesses to streamline their workflows, drive revenues, and become profitable in the Internet economy. […]
Scaling a lending business presents a significant dilemma: higher loan volume increases potential profits but also the risk of default […]
Lenders generally need to cross-examine the applicant’s financial strengths and weaknesses before approving a loan application. Financial statement analysis helps […]
Extending credit inherently often carries risk for lenders, such as: Borrower’s inability to repay due to job loss, unexpected expenses, […]
Digital transformation in India has paved the way for accelerated growth in the lending domain. According to reports, the lending […]
Conducting a financial audit is one of the most critical activities that enables businesses to understand whether they are on […]
Digital lending is considered to be one of the fastest-growing verticals in the Fintech space. In India, for instance, digital […]