Scaling a lending business presents a significant dilemma: higher loan volume increases potential profits but also the risk of default […]
Lenders generally need to cross-examine the applicant’s financial strengths and weaknesses before approving a loan application. Financial statement analysis helps […]
Extending credit inherently often carries risk for lenders, such as: Borrower’s inability to repay due to job loss, unexpected expenses, […]
Digital transformation in India has paved the way for accelerated growth in the lending domain. According to reports, the lending […]
Conducting a financial audit is one of the most critical activities that enables businesses to understand whether they are on […]
Digital lending is considered to be one of the fastest-growing verticals in the Fintech space. In India, for instance, digital […]
For those new to financial analysis, distinguishing between cash flow statements and income statements can be challenging. While they may […]
The banking industry is on the cusp of a revolution driven by emerging technologies like artificial intelligence (AI) and machine […]
Did you know in the fiscal year 2023, India witnessed a staggering 103 billion digital transactions, amounting to over 166 […]
The balance sheet is a financial statement that provides information about a company’s assets and its sources of capital (equity […]