Delinquencies in India increased by 44% among personal loan borrowers between Dec ’23 and June ’24. This highlights the importance […]
Why is alternative credit scoring gaining momentum in India? Before exploring the reasons, let’s take a quick look at the […]
Evaluating an applicant’s creditworthiness is essential in the loan approval process. Analysing bank statements for loan approval offers lenders a […]
Traditional financial statement analysis methods are increasingly becoming obsolete. They primarily rely on basic tools such as the Profit and […]
Indian banks have written off a whopping $9.9 trillion worth of loans in the last five years, out of which […]
India’s digital lending market is on the brink of a revolution, with projections indicating a surge from 1.8% of retail […]
Analysing a potential borrower’s creditworthiness comes with multiple challenges. For instance, lenders struggle with limited access to a borrower’s financial […]
Rapidly growing transaction volume and the ever-increasing threat of data breaches make it imperative for banks to look for innovative […]
A customer’s habits play an important role in determining their financial trajectory. For instance, the inability to pay EMIs on […]
Financial statement analysis generally assesses a firm’s financial health and performance. The income statement, cash flows, balance sheet, etc., present […]