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Phone number: +91 98450 76647

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Mastering Credit Risk: Comprehensive Analysis of Commercial Credit Bureau Reports

Mastering Credit Risk: Comprehensive Analysis of Commercial Credit Bureau Reports

How do lenders decide wh͏om to trust in a m͏arket a͏s dynam͏ic ͏and complex͏ as I͏ndia’s?͏ The answ͏er l͏ies in data͏—more precisely, in commercia͏l cr͏ed͏it bureau reports.  These reports, prov͏ided by reputable͏ agen͏cies like CIBIL,...
Read More
Understanding the 8 Pillars of Effective Forensic Audit in Financial Services

Understanding the 8 Pillars of Effective Forensic Audit in Financial Services

In India’s rapidly digitising financial ecosystem, the risk of fraud has grown significantly.  A PWC report pointed out that nearly 59% of Indian organisations had been defrauded over the previous 24 months. For financial institutions,...
Read More
Why Is Money Trail Detection Important in Preventing Economic Offences?

Why Is Money Trail Detection Important in Preventing Economic Offences?

Economic offences like money laundering, shell companies, and tax evasion have escalated in India. In the first half of FY24, bank fraud cases rose to 18,461, with reported losses jumping eightfold to ₹21,367 crore.  These...
Read More
3 Major Consequences of Money Laundering for Lenders in India

3 Major Consequences of Money Laundering for Lenders in India

Money laundering is clearly one of the biggest threats to India’s financial and economic stability. It is primarily carried out to evade taxes, finance illegal and criminal activities, and conduct illicit trade. The Enforcement Directorate...
Read More
Integrated Approach: How BSA Platforms Simplify Complex Tax Filing

Integrated Approach: How BSA Platforms Simplify Complex Tax Filing

According to the president of ICAI, Mr. Ranjeet Agarwal, India's chartered accountants issue around 1.5 crore income tax filing certifications annually. Tax professionals spend 25 hours weekly on compliance and handle 400-500 complaints yearly, which...
Read More
RBI’s New ͏Pri͏ority Sector ͏Lend͏ing Guideline͏s: Expandi͏ng Credit Horizons

RBI’s New ͏Pri͏ority Sector ͏Lend͏ing Guideline͏s: Expandi͏ng Credit Horizons

Access to credit is a critical driver of economic growth, yet not all sectors receive adequate funding. As of 2024, the total ba͏nk credit in͏ India s͏to͏od at over ₹150 ͏lakh͏ crore, yet͏ a signif͏ic͏ant...
Read More
10 Reasons Why Lenders Prefer Precisa’s Statement Analysis Tools

10 Reasons Why Lenders Prefer Precisa’s Statement Analysis Tools

A thorough evaluation of the applicant's credit health is integral to the lending process. Lenders use multiple tools to assess an applicant's creditworthiness, with bank statement analysis being one of the most crucial. While the...
Read More
How Bank Statement Analysis Enhances Credit Scoring Models & Loan Approvals

How Bank Statement Analysis Enhances Credit Scoring Models & Loan Approvals

Credit scoring models are the backbone of the lending ecosystem, enabling lenders, including financial institutions, to evaluate the risk involved while approving loans for every applicant. Traditionally, statistical and linear programming models, often considered the...
Read More
Perpetual Credit Lines: Why Is RBI Raising Concerns

Perpetual Credit Lines: Why Is RBI Raising Concerns

India’s lending landscape has evolved rapidly in the last decade, driven by the onset of non-banking financial companies (NBFCs) and Fintech startups and the insurgence of advanced technologies in different areas of the lending cycle....
Read More
RBI Eases Risk Weights on NBFC and Microfinance Lending: 4 Key Implications

RBI Eases Risk Weights on NBFC and Microfinance Lending: 4 Key Implications

By reducing risk weights on lending to microfinance institutions (MFIs) and non-banking financial companies (NBFCs), the Reserve Bank of India (RBI) has indicated a major policy shift. Intended to boost lending availability and, thus, economic...
Read More
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Mastering Credit Risk: Comprehensive Analysis of Commercial Credit Bureau Reports

How do lenders decide wh͏om to trust in a m͏arket a͏s dynam͏ic ͏and complex͏ as I͏ndia’s?͏ The answ͏er l͏ies in data͏—more precisely, in commercia͏l cr͏ed͏it bureau reports.  These reports, prov͏ided by reputable͏ agen͏cies like CIBIL, CRIF͏ High ͏Mark, Experian, and...
Read More

Understanding the 8 Pillars of Effective Forensic Audit in Financial Services

In India’s rapidly digitising financial ecosystem, the risk of fraud has grown significantly.  A PWC report pointed out that nearly 59% of Indian organisations had been defrauded over the previous 24 months. For financial institutions, early fraud identification is not...
Read More

Why Is Money Trail Detection Important in Preventing Economic Offences?

Economic offences like money laundering, shell companies, and tax evasion have escalated in India. In the first half of FY24, bank fraud cases rose to 18,461, with reported losses jumping eightfold to ₹21,367 crore.  These financial crimes undermine public trust...
Read More

3 Major Consequences of Money Laundering for Lenders in India

Money laundering is clearly one of the biggest threats to India’s financial and economic stability. It is primarily carried out to evade taxes, finance illegal and criminal activities, and conduct illicit trade. The Enforcement Directorate (ED) revealed that it registered...
Read More

Integrated Approach: How BSA Platforms Simplify Complex Tax Filing

According to the president of ICAI, Mr. Ranjeet Agarwal, India's chartered accountants issue around 1.5 crore income tax filing certifications annually. Tax professionals spend 25 hours weekly on compliance and handle 400-500 complaints yearly, which underscores their crucial role in...
Read More

RBI’s New ͏Pri͏ority Sector ͏Lend͏ing Guideline͏s: Expandi͏ng Credit Horizons

Access to credit is a critical driver of economic growth, yet not all sectors receive adequate funding. As of 2024, the total ba͏nk credit in͏ India s͏to͏od at over ₹150 ͏lakh͏ crore, yet͏ a signif͏ic͏ant portio͏n ͏of key͏ sectors like...
Read More

10 Reasons Why Lenders Prefer Precisa’s Statement Analysis Tools

A thorough evaluation of the applicant's credit health is integral to the lending process. Lenders use multiple tools to assess an applicant's creditworthiness, with bank statement analysis being one of the most crucial. While the Indian banking sector has seen...
Read More

How Bank Statement Analysis Enhances Credit Scoring Models & Loan Approvals

Credit scoring models are the backbone of the lending ecosystem, enabling lenders, including financial institutions, to evaluate the risk involved while approving loans for every applicant. Traditionally, statistical and linear programming models, often considered the gold standard of credit scoring,...
Read More

Perpetual Credit Lines: Why Is RBI Raising Concerns

India’s lending landscape has evolved rapidly in the last decade, driven by the onset of non-banking financial companies (NBFCs) and Fintech startups and the insurgence of advanced technologies in different areas of the lending cycle. Between 2005 and 2020, the...
Read More

RBI Eases Risk Weights on NBFC and Microfinance Lending: 4 Key Implications

By reducing risk weights on lending to microfinance institutions (MFIs) and non-banking financial companies (NBFCs), the Reserve Bank of India (RBI) has indicated a major policy shift. Intended to boost lending availability and, thus, economic growth, this step now modifies...
Read More
1 2 3 36