A healthy cash flow is the signifier of a thriving business. This financial status is especially beneficial for borrowers who do not own assets, which they can offer as collateral to lenders. Access to cash flow lending is enabling more...

Efficient risk management is vital for financial institutions' success and stability. The April 2023 Global Financial Stability Report shows rising stability risks, highlighted by recent banking sector turmoil due to tighter monetary conditions and vulnerabilities since the global financial crisis....

There is a growing trend of some players in the startup world using misrepresented financials to attract an injection of capital into their ventures. For instance, a recently acquired promising startup was in the news when the acquirer discovered that...

A financially healthy company’s operations and growth often depend on effective cash management, which starts with developing a precise cash-flow forecast. Instead of a profit-and-loss statement, a cash-flow analysis balances several financial factors over a predetermined time frame. However, even...

With an annual growth rate of around 6-7% over the past five years, the Indian economy is growing at a steady pace. Micro, small, and medium enterprises (MSMEs) are a significant driving force of the economy, contributing around 30% to...

Bank statement analysis is important in obtaining and analysing financial data for finance and corporate management. According to Shopify, financial statements serve as an accounting form of assessing a business's health. Although having a single bank statement for a business...

In India, personal loans are often the linchpin that supports numerous aspirations, be it a dream wedding or a much-needed home renovation. Being unsecured in nature, these loans demand a coherent verification process. However, the traditional method of manual analysis...

The lending industry has grown immensely in the last few years. According to estimates, the global lending market grew from $ 7887 billion in 2022 to $ 8682 billion in 2023. By 2027, the global lending market size is projected...

The dynamic and evolving business landscape has compelled companies to leverage technology, such as financial analyzer software, to streamline operations and boost business deliverables.  With data analysis and software-as-a-service or SaaS taking centre stage in recent years, businesses that have...

The bank statement analysis process is crucial for individuals, businesses, and financial institutions alike, as it provides insight into financial transactions, cash flow, and other aspects of financial stability. In spite of offering innumerable benefits, automated bank statement analysis is...